At Ellen’s Realty Guam, we specialize in assisting Military Families & Individuals in finding the perfect home on Guam. With over 25 years in the real estate business, we have a deep understanding of Guam Military Renter needs, we make your relocation smooth and stress-free.
What is OHA? The Overseas Housing Allowance (OHA) is provided to military personnel stationed overseas to help cover housing costs. Understanding your OHA allowance is crucial in finding a home that fits your budget and lifestyle. OHA is use it or lose it, our realtors can help you determine how to best maximize your Housing Allowance.
How is OHA Determined? OHA is determined based on your rank, dependency status, and the location of your duty station. Use this OHA Calculator to estimate your allowance. Guam Military Renters generally receive at minimum $2205 to use on monthly rent.
If you are stationed at Andersen Air Force Base (AAFB), the Northern region is likely where you’ll call home.
This area offers an island suburban feel with primarily single-family homes and some apartments.
The central area is the most “happening” place on Guam, with most of the island’s entertainment, nightlife,
and tourist infrastructure located here. This is an ideal location for people who prefer convenience.
While it is a longer commute to the bases, many find the trade-off well worth it.
The southern region of Guam is close to Naval Base Guam, also known as “Big Navy.” This area is characterized
by its natural beauty and lower level of development. Those who prefer a more relaxed and rural setting will
find Southern Guam to be an ideal choice. The south also offers some of the best hiking and adventure on Guam,
with many hidden gems.
With over 25 years of experience in helping military families relocate, we understand the unique challenges you face. Our team is dedicated to providing personalized service and support every step of the way. We offer a comprehensive home search tailored to your needs and OHA allowance. Our extensive listings include homes that are perfect for what YOU are looking for. We also guide you on how best to navigate the market based on your particular situation, many military members are not aware on how to use your VA loan to invest in a home to turn into a money making asset! Let’s start YOUR Real Estate journey today!
IDX MLS IDX Listing Disclosure © 2026
All properties are subject to prior sale, exchange or withdrawal. Neither listing broker(s) nor displaying broker, nor the GUAM ASSOCIATION OF REALTORS, INC. Multiple Listing Service shall be responsible for any typographical errors, misinformation, or misprints. Copyright 2020 GUAM ASSOCIATION OF REALTORS, INC. Multiple Listing Service. All rights reserved.
