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Military Relocation Experts

At Ellen’s Realty Guam, we specialize in assisting Military Families & Individuals in finding the perfect home on Guam. With over 25 years in the real estate business, we have a deep understanding of Guam Military Renter needs, we make your relocation smooth and stress-free. 

Understanding Your OHA Allowance On Guam

What is OHA? The Overseas Housing Allowance (OHA) is provided to military personnel stationed overseas to help cover housing costs. Understanding your OHA allowance is crucial in finding a home that fits your budget and lifestyle. OHA is use it or lose it, our realtors can help you determine how to best maximize your Housing Allowance.

How is OHA Determined? OHA is determined based on your rank, dependency status, and the location of your duty station. Use this OHA Calculator to estimate your allowance. Guam Military Renters generally receive at minimum $2205 to use on monthly rent.

Areas to Live on Guam

  • North (Andersen Airforce Base):  The North offers a variety of housing options, from modern apartments to spacious single-family homes most of which would be considered suburban. The north has a decent amount of shops, restaurants and amenities making it quite a convenient place to live without having to be central.

  • Central: This area features a mix of urban and suburban living, with a wide range of amenities, including shopping centers, restaurants, schools, and parks. While being slightly further from the military bases, Central Guam is ideal for families looking for convenience, amenities, and close proximity to most island happenings!

  • South (Big Navy): The southern region of Guam is close to Naval Base Guam, also known as ‘Big Navy’. This area is characterized by its tranquil and picturesque environment, with lush landscapes and a slower pace of life. Military families who prefer a more relaxed and rural setting will find Southern Guam to be an ideal choice. The south also offers various outdoor activities, such as hiking, diving, and exploring historical sites.

satellite map of guam with the north, central, and southern regions highlighted

Why Choose Us for your Military Relocation?

With over 25 years of experience in helping military families relocate, we understand the unique challenges you face. Our team is dedicated to providing personalized service and support every step of the way. We offer a comprehensive home search tailored to your needs and OHA allowance. Our extensive listings include homes that are perfect for what YOU are looking for. We also guide you on how best to navigate the market based on your particular situation, many military members are not aware on how to use your VA loan to invest in a home to turn into a money making asset! Let’s start YOUR Real Estate journey today!


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